If you’re someone who enjoys getting rewarded for paying your credit card bills, the CRED app might just be your new best friend. Not only does it help you manage your credit card payments effortlessly, but it also offers various cashback opportunities that can add a little extra to your wallet. Let’s dive into the different types of cashback offers available on the CRED app.
1. CRED App Welcome Bonus for New Users
Just signed up on CRED? You’re in for a treat! New users making their first credit card bill payment through the app can receive an instant ₹200 cashback. It’s a warm welcome that makes your first transaction even more rewarding.
You also get assured cashback on scan and pay transactions. Link your RuPay credit card on the CRED app to make payments and earn assured cashback. You get up to Rs. 50 cashback on scan and pay transactions daily.
Also Read: 12 Best UPI Apps for Cashback Offers in 2025
2. CRED App Recharge and Bill Payment Rewards
Every time you pay your credit card bill using CRED, you earn CRED coins. These coins can be redeemed for various rewards, including cashback offers. While the cashback amounts can vary, it’s a consistent way to get rewarded for timely payments.
3. Brand-Specific Cashback Deals
CRED often partners with popular brands to offer exclusive cashback deals. For instance, there might be special offers where you get higher cashback percentages on purchases from certain retailers when you pay through CRED. These deals are time-sensitive, so it’s good to keep an eye on the app for the latest offers.
You can get rewarded for payment on popular apps such as Zepto, Blinkit, Meesho, and Swiggy among others. The cashback amount is credited to your CRED account which can used for recharge and bill payments on the app.
4. Referral Rewards
Share the benefits of CRED with your friends and earn rewards! When someone signs up using your referral link and makes their first payment of ₹1,000 or more, they receive up to ₹250 cashback, and you can earn ₹200 per successful referral.
This makes CRED one of the best refer and earn apps in India. The app offers one of the hoghest referral rewards to users. Also, there is no limit on the referrals you can make on the CRED app.
6. Spin-the-Wheel Daily Rewards
CRED’s “Spin-the-Wheel” feature offers users a chance to win daily rewards, including cashback, gift vouchers, and more. It’s a fun way to engage with the app and potentially earn extra perks.
7. Games and Contests
Use your CRED coins to participate in games and contests within the app. These activities offer opportunities to win cashback, exclusive rewards, and even high-value prizes. It’s an entertaining way to make the most of your earned coins.
CRED Cashback Offers June 2025
Here’s a quick overview of the different cashback opportunities on CRED:
| Offer Type | Description | Typical Cashback Amount | Notes |
|---|---|---|---|
| Welcome Bonus | First-time credit card bill payment | ₹200 | For new users only |
| Regular Bill Payment Rewards | Earn CRED coins on each bill payment, redeemable for cashback | Varies | Consistent rewards for timely payments |
| Brand-Specific Cashback Deals | Exclusive offers with partner brands | Varies | Time-sensitive; check app regularly |
| Reactivation Offers | Special deals for returning users after inactivity | Varies | Not guaranteed; depends on user activity |
| Referral Rewards | Earn rewards for referring friends to CRED | Up to ₹1,000 per referral | Referred friend gets up to ₹250 cashback |
| Spin-the-Wheel Daily Rewards | Daily chance to win rewards by spinning the wheel | Varies | Includes cashback, vouchers, and more |
| Games and Contests | Participate using CRED coins to win prizes | Varies | Offers cashback and exclusive rewards |
Frequently Asked Questions (FAQs)
Q1: Is CRED free to use?
Yes, CRED is free to download and use.
Q2: How do I earn CRED coins?
You earn CRED coins by paying your credit card bills through the app.
Q3: Can I convert CRED coins to cash?
No, CRED coins can’t be converted to cash. But you can use them to redeem rewards, discounts, and participate in games.
Q4: How many referrals can I make?
There’s no limit. You can refer as many friends as you like and earn rewards for each successful referral.
Q5: Are the cashback offers guaranteed?
Some offers, like the welcome bonus, are guaranteed. Others, like spin-the-wheel rewards, depend on luck.
Q6: Do CRED coins expire?
Yes, CRED coins have an expiry date. It’s best to use them before they expire.
Q7: How often do new offers come up?
CRED regularly updates its offers. Check the app frequently to stay updated.
Q8: Can I use CRED for other payments?
Yes, besides credit card bills, you can use CRED for utility payments and more.
Final Thoughts
CRED offers a variety of cashback opportunities that make managing your credit card bills more rewarding. While the amounts can vary, especially with regular bill payments, the potential for savings is certainly there. Keep an eye on the app for the latest deals, and make the most of the rewards available to you.
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