Cred Coins are rewards you get for paying your credit card bills with the Cred app. Cred is a company that makes managing payments easy and fun. You earn coins and use them to get discounts, cashback, and special deals. This guide explains how to earn, use, and enjoy Cred Coins in simple steps.
What Are Cred Coins?
- Cred Coins are digital rewards from the Cred app.
- You get them by paying your credit card bills on time.
- Use them to unlock cool perks like vouchers and savings.
How to Earn Cred Coins
- Pay your credit card bills using the Cred app.
- The more you pay, the more coins you earn. For example, a ₹5,000 bill gives you 5,000 coins.
- Check for special offers to earn extra coins.
How to Use Cred Coins
It’s easy to use your coins. Here’s how:
- Open the Cred app.
- Tap the ‘Rewards’ section.
- Look at the rewards you can get.
- Pick one you like and have enough coins for.
- Tap ‘Redeem’ or ‘Claim’ to grab it.
Types of Rewards
Cred offers lots of rewards. Here’s a table to show them:
| Reward Type | What You Get |
|---|---|
| Assured Vouchers | Discounts on certain products |
| Special Access | Exclusive deals from partner brands |
| Jackpots | Play a game to win prizes |
| Spin & Win | Spin a wheel for rewards |
| Cashback | Money back on your purchases |
| Cred Garage | Rewards for car-related services |
| Cred Pay | Rewards for using Cred Pay |
| Quiz | Answer questions to win prizes |
| Boost | Short-time discounts on brands |
| Deal of the Day | Daily special offers |
How to Burn Cred Coins
“Burning” means using lots of coins at once for a big reward, like cashback. Follow these steps:
- Open the Cred app.
- Tap ‘Club’ at the bottom.
- Go to ‘Rewards’ and find ‘Cashback Rewards’.
- Pick a cashback deal.
- Pull down the circle to burn your coins.
Can You Turn Cred Coins Into Cash?
- No, you can’t get cash directly from Cred Coins.
- But you can use them for discounts or cashback, which saves you money.
- Example: Burn coins for cashback, and it goes to your card.
Benefits of Cred Coins
- Save money: Get discounts on shopping or bills.
- Special offers: Access deals only for Cred users.
- Fun games: Play jackpots or quizzes for prizes.
- Easy payments: Use Cred Pay with coins for quick transactions.
How Long Do Cred Coins Last?
- Cred Coins are good for one year after you earn them.
- Check the app or ask support to see when they expire.
- Use them before they’re gone!
More Ways to Use Cred Coins
- Shopping: Get deals on food, travel, or skincare.
- Payments: Use Cred Pay (a UPI feature) to pay with coins.
Conclusion
Cred Coins make paying bills rewarding. Use the Cred app to earn coins and enjoy discounts, cashback, and more. Don’t forget to use them before they expire!
Frequently Asked Questions
- Can I convert Cred Coins to cash?
No, but you can get discounts and cashback instead. - Which banks and cards work with Cred?
Major banks like SBI, HDFC, ICICI, and cards like Visa, MasterCard, RuPay, and American Express. - How do I get free Cred Coins?
Use the ‘Coin Generator’ in the app. It refills every 6 hours.