BankSathi is a fintech app on which you can sell loans, credit cards, insurance, demat accounts, and more. You earn commissions on each sale. It is free to join and you can join using my Banksathi referral code.
Its real‑time dashboards, no earning caps, and timely payouts make Banksathi one of the best refer‑and‑earn apps in India.
Let us learn more about the BankSathi app and know why you should download the app to start earning money online.
BankSathi Referral Code 2025 Overview
| Refer and Earn App | BankSathi |
| BankSathi Referral code | 2013012471 |
| App Link | Download Now |
| Sign up Bonus | Rs 15 |
| Referral Bonus | Rs 15 |
What Is the BankSathi App?
BankSathi is a mobile app. It links you with banks and insurers online. You become a “financial advisor” with no fees and no stock to buy. You don’t need any investment.
Just sign up, learn a few easy steps, and start sharing offers for loans, credit cards, insurance products, savings accounts, and demat accounts.
BankSathi Refer and Earn Offer 2025
| Category | Details |
|---|---|
| BankSathi Referral Code | 2013012471 |
| Eligibility | New users only |
| Referral Bonus | 10% Commission |
| Platforms | Android, iOS, Web, Mobile |
| Products | Credit Cards, Savings Accounts, Loans, etc. |
| Country | India |
Products You Can Offer on the BankSathi App
- Personal & Home Loans – Earn a fixed commission each time a loan disburses.
- Credit Cards – Earn between ₹200 and ₹500 for each successful activation.
- Insurance Policies – Life, health, and motor. Commissions range from 2% to 10% of the first‑year premium.
- Demat & Trading Accounts – Stockbrokers pay a bounty for each new active account.
- Savings & Current Accounts – Flat referral fees for each new account opening.
Every transaction is tracked inside the app. You can see live updates on leads, payouts, and your total earnings.
How to Join with BankSathi Referral Code
Getting started is quick and free. Follow these simple steps:
- Download the App
- Android: Find “BankSathi: Earn From Anywhere” on Google Play.
- iOS: Search “BankSathi” on the App Store and install.
- Sign Up
- Use your mobile number.
- Complete KYC with Aadhaar or PAN OTP.
- It takes under five minutes if you have your documents ready.
- Enter a Referral Code
- On the signup screen, enter referral code 2013012471.
- Explore the Dashboard
- Check your current balance, pending leads, and successful payouts.
- The dashboard updates in real time.
Earning via Product Sales on BankSathi App
Once you’re inside, your main way to earn is by selling financial products. Here’s how you do it:
1. Pick a Product Category
Go to the Products tab. You will see categories like loans, cards, insurance, and accounts.
2. Share a Smart Link
Click Share next to a product. The app creates a special link. You can post it on WhatsApp, Facebook, Instagram, or Telegram.
3. Customer Applies & Completes KYC
Your friend clicks the link. They fill in details and finish KYC. BankSathi handles all verification. No paperwork for you.
4. Commission Payout
- Loans: Earn between ₹500 and ₹2,000 per disbursal.
- Credit Cards: Earn ₹200 to ₹500 per approved card.
- Insurance: Get 2% to 10% of the first‑year premium once the policy is issued.
- Demat Accounts: Flat ₹150 to ₹300 per new account.
- Savings Accounts: ₹100 to ₹200 per account opening.
Payouts go to your BankSathi wallet within seven working days. You can then withdraw to any UPI or bank account.
Earning via Referrals on BankSathi
The second income stream is pure passive income. You earn from people you bring into BankSathi.
10% Lifetime Commission
Every time your referral earns from a sale, you receive 10% of their commission—forever. If they earn ₹10,000 in a month, you earn ₹1,000 each month.
How to Share Your Code
- In‑App Link: Copy your referral link and paste it in group chats.
- Social Media: Post captions like “Earn ₹300 instantly with my BankSathi code!”
- Status Updates: Pin your invite code in WhatsApp or Instagram stories for ongoing reach.
Other Earning Opportunities on the App
BankSathi offers more than basic referrals. Keep an eye on these features:
Flash Promotions
- Double Commission Days: 2× payouts on select products for limited hours.
- Festive Bonuses: Extra ₹100 to ₹200 per referral during festivals like Diwali or Holi.
Milestone Rewards
- Earn badges (Gold, Platinum, Diamond) for reaching 50, 100, or 500 referrals.
- Badges unlock fixed bonuses—₹5,000, ₹10,000, or even ₹25,000 in your wallet.
Team Contests
Invite the most users in a set period. Top performers win cash prizes, gadgets, or travel vouchers.
Why BankSathi Is One of the Best for Referral Income
BankSathi stands out for several key reasons:
1. No Earning Caps
Refer 10 friends or 10,000 friends—there is no limit on how much you can make.
2. Real‑Time Dashboard
Your dashboard updates instantly. You always know what’s pending and what’s paid.
3. Large & Growing Network
Over 700,000 advisors across India use BankSathi. This makes it easier to find people to refer.
4. Reliable, On‑Time Payouts
Most payouts arrive within seven days, faster than many competitor apps.
5. Responsive Support
In‑app chat and email support resolve queries in 24–48 hours. You’re never left hanging.
Tips to Maximize Your Earnings
- Target Niche Groups: Share loan links in real‑estate forums, student card offers in college groups, and insurance in parent communities.
- Create Simple How‑To Videos: A short tutorial on “How to apply for a credit card with BankSathi” boosts click‑through rates.
- Leverage WhatsApp Status: Pin your referral code in status updates for days, not just once.
- Follow Up on Leads: Message friends who clicked your link but didn’t finish KYC. A friendly reminder can convert a near‑miss.
- Track & Iterate: Note which products perform best in your network. Focus more on what works—maybe two loan links but one insurance link.
Conclusion
BankSathi turns your phone into a mini‑business—no risk, no inventory. Between direct sales commissions, instant signup bonuses, and 10% lifetime referral income, it offers a versatile way to build passive income. The app’s transparent dashboards, no earning caps, special promotions, and reliable payouts make it a top choice for refer‑and‑earn in India.
Happy earning!
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