Nowadays, it is very hard to imagine life without smartphones. And what makes our mobiles smart is internet connectivity. This makes it important to recharge your number with the right plan. When it comes to mobile recharge, there are many apps that offer lucrative cashback as well.
Looking to save some extra bucks every time you top up your phone or DTH? You’re in the right place! Here’s my pick of the 10 best recharge apps in India that give you awesome cashback and make your life easier. Let’s dive in!
Top Mobile Recharge Cashback Apps in August 2025
Mobile Recharge App |
Cashback Offer |
Min. Recharge (₹) |
Download Link |
| Navi | Up to ₹20 cashback on 1st transaction | ₹200 | Download Now |
| POP UPI | Assured ₹10–₹100 cashback on first 3 recharges or bill payments | ₹50 | Download Now |
| MobiKwik | Flat ₹50 SuperCash on prepaid recharge via MobiKwik app or website | ₹50 | Download Now |
| Freecharge | Flat ₹10 cashback on recharge or bill payment | ₹249 | Download Now |
| Vi App | Up to ₹25 cashback on payments using Amazon Pay UPI or Wallet | ₹199 | Download Now |
| Jio via Paytm | Up to ₹100 Paytm First Points on every recharge from 1st to 5th recharge | Any | Download Now |
| MobiKwik | Up to ₹100 cashback on payments using MobiKwik UPI | ₹199 | Download Now |
| Paytm | Flat ₹15 cashback on mobile recharge | ₹99 | Download Now |
| Jio via MobiKwik | Flat ₹100 SuperCash on recharge of ₹149 and above | ₹149 | Download Now |
| Paytm | Chance to win 100% cashback up to ₹1000 on recharge | ₹15 | Download Now |
1. Bajaj Pay Mobile Recharge Cashback Offer
Bajaj Pay is not just for loans and EMIs, it’s also a fantastic app for mobile recharges. You get a scratch card with surprise reward on every recharge. You can also find cashback offers on credit card bill payment and gas booking.
The app also comes with special contests and quizzes that allow users to win Bajaj coins. The coins can be redeemed for cashback as well.
| Feature | Details |
|---|---|
| Cashback Offer | Up to ₹100 on first recharge |
| Payment Methods | UPI, Wallet, Cards |
| Special Benefit | Bajaj Coins for each transaction |
2. Shrimram One Recharge Cashback Offer
Shrimram One is a rising star in the recharge and bill payments scene. You earn reward points on every recharge and bill payment. The coins can be used in future transactions on the app. You get assured cashback on 1st 15 transactions on the Shrimram One app. The assured cashback makes it one of the best recharge Apps For Cashback
The value of 100 Shriram One Coins is Rs. 10. You can redeem a maximum of 100 coins on a transaction.
3. ABCD App Recharge Cashback Offer
You can find regular offers on the ABCD App that help you save money on different transactions. The cashback you earn is directly credited to your linked bank account.
There is also a referral offer in place which provides you chance to earn up to 500 ABCD coins for every invite.
ABCD App Recharge Cashback Offers July 2025
| Offer Type | Cashback % | Minimum Recharge Amount |
|---|---|---|
| First Recharge | 10% | ₹50 |
| Regular Recharge | 5% | ₹20 |
| Special Partner Offers | Up to 15% | ₹100 |
4. Navi App Recharge Cashback Offer
Famous for personal loans and insurance, Navi also lets you recharge and save some bucks. You can reward coins on every transaction. Once the redeem the coins the cashback is credited to your linked bank account. The value of 10 Navi Coins is Rs. 1.
Navi App Cashback Offers on Recharge & Bill Payment
|
UPI Cashback Offer
|
Cashback Amount |
Maximum Coins
|
| Credit Card Bill | Flat 1% Coins |
Up to 5000 Coins
|
| Fastag Recharge | Flat 5% Coins | Up to 100 Coins |
| Send Money | Up to 100 Coins | Up to 100 Coins |
| Electricity Bill | Flat 5% Coins | Up to 100 Coins |
| All Bills & Recharge | Up to 1000 Coins |
Up to 1000 Coins
|
5. Cred App Recharge Cashback Offer
If you have a credit card, you probably already use Cred. But did you know you can also recharge your mobile and earn cashback here?
The cashback that you earn can be used for future recharge and bill payment transactions. You can find many cashback offers on Cred app.
| Feature | Details |
|---|---|
| Cred Coins Earned | Yes, with every recharge |
| Cashback | Up to ₹200 |
| Bonus Tip | Participate in Cred Spin Wheel for extra rewards |
6. Paytm App Recharge Cashback Offer
Paytm is arguably the oldest and most popular wallet-cum-payments app in India. You can use it to recharge your mobile, DTH, metro cards and even pay utility bills. There are various coupon codes available on the app that you can redeem on your mobile recharge.
Key Features:
- Instant cashback on every recharge.
- Paytm Wallet and UPI both supported.
- Regular scratch cards with surprise rewards
7. PhonePe
PhonePe is built on UPI and makes recharges super-fast. It’s one of the top apps for UPI payments and frequently offers extra cashback.
Key Features:
- Instant UPI-based payments (no wallet top-up needed).
- “Switch” section to book movie, flight or hotel tickets.
- Scratch cards on transactions with surprise cash prizes.
- Split-bill feature for easy cost sharing with friends.
8. Google Pay
Overview: Google Pay (GPay) is simple, secure and backed by Google’s clean design. You get scratch-card rewards and bank-to-bank transfers are instant.
Key Features:
- UPI-based—no wallet hassles.
- Daily scratch cards with chances to win up to ₹1,000.
- Split-bill and group payment support.
- Bill reminders so you never miss a due date.
9. MobiKwik App Recharge Cashback Offer
MobiKwik offers both wallet and UPI options, plus “SuperCash” which you can use like cash on future transactions.
Key Features:
- Earn SuperCash on recharges and bill payments.
- One-click EMI on selected purchases.
- ‘Buy Now, Pay Later’ with FlexiPay.
- Offers on movies, shopping and food delivery.
10. FreeCharge App Recharge Cashback Offer
FreeCharge is known for its instant cashback offers and ease of use. Supported by Axis Bank, it also gives bank offers on cards. There are many coupon codes for new and existing users. The assured rewards on every transaction make Freecharge, one of the best recharge Apps For Cashback.
Key Features:
- Flat-rate cashback on recharges.
- Bank offer integration for extra savings.
- Fast UPI and wallet payments.
- Easy bill reminders and auto-pay setup.
11. Amazon Pay Recharge Cashback Offer
Amazon Pay isn’t just for shopping, it also does bill payments and recharges with cashback that you can use on Amazon.
With Amazon Pay UPI, you earn assured cashback on recharge and bill payments. The cashback is credited to your wallet and can be used for future transactions. Amazon is offering up to Rs. 35 cashback on recharge. You can also find cashback offers on payment with select modes such Amazon Pay Later, Amazon Pay UPI and Amazon ICICI Credit Cards.
The variety of options make Amazon one of the top recharge Apps for cashback.
Key Features:
- Earn Amazon Pay balance on recharge.
- Use balance to shop on Amazon.
- UPI-based and card options.
- Occasional “No Cost EMI” for high-value bills.
12. MyJio Recharge Offer
If you are a Jio user, you can recharge with the MyJio app. There are cashback offers on payments with different wallets such as CRED, Mobikwik, Paytm, and Freecharge.
The assured savings make MyJio app the best recharge app For cashback for Jio users.
Key Features:
- Special cashback for Jio recharges.
- Pay bills, DTH and more.
- Link your bank account for UPI.
- Offers on Jio’s own apps like JioCinema.
13. Airtel Thanks App Recharge Cashback Offer
Airtel Thanks is Airtel’s super-app for recharges, DTH, payments and rewards—all in one place. You can find recharge offers on Airtel Thanks by various payment modes. You earn assured cashback on payment with Airtel, CRED, and Mobikwik. But if you want to earn maximum cashback then you can signup for Airtel Payments Bank account.
Airtel is offering 50% cashback on mobile recharge for its Payment bank and wallet users.
14. Vi™ app (Vodafone Idea)
The Vi™ app handles your Vodafone or Idea account. You can recharge, pay bills and earn Points. The cashback offers on Vi app are available on payment with various digital wallets such as Paytm, Cred, and Amazon Pay.
Key Features:
- Vi™ Points on every recharge.
- Redeem points for talk time, data or OTT subscriptions.
- Manage multiple numbers in one login.
- Personalized offers based on usage.
15. BHIM UPI Recharge Cashback Offer
BHIM is the government-backed UPI app. While not dedicated solely to recharge, it’s super-safe and gives scratch card rewards.
You get flat Rs. 20 cashback on minimum mobile recharge of Rs. 199. The cashback is credited to your linked bank account.
Conclusion
These are the best apps to top up your phone, DTH or utility and pocket some cashback every time. Give a few of these a try and see which one gives you the best deals. Happy recharging, and more savings to you!
Frequently Asked Questions (FAQs)
Q1. Which app gives the highest cashback?
It varies with offers, but Paytm and Google Pay often run big scratch-card campaigns where you can win up to ₹1,000. For consistent cashback, MobiKwik’s SuperCash is great.
Q2. Is UPI better than wallet?
UPI is linked directly to your bank, so you don’t need to pre-load money. Wallets sometimes offer their own rewards, but UPI is more convenient for quick transfers.
Q3. Can I use multiple apps for recharges?
Absolutely! Try a few apps to compare cashback rates and scratch-card luck before sticking to your favorite.
Q4. How do I get scratch cards?
Most apps like PhonePe, Google Pay and BHIM give you a scratch card instantly after your recharge. Just tap on the scratch card icon to reveal your prize.
Q5. Are these apps safe?
Yes, all apps mentioned are backed by major banks and use secure UPI or wallet technology. Always keep your app updated and avoid sharing your UPI PIN.
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