15 Best Recharge Apps For Cashback in India 2025

Nowadays, it is very hard to imagine life without smartphones. And what makes our mobiles smart is internet connectivity. This makes it important to recharge your number with the right plan. When it comes to mobile recharge, there are many apps that offer lucrative cashback as well.

Looking to save some extra bucks every time you top up your phone or DTH? You’re in the right place! Here’s my pick of the 10 best recharge apps in India that give you awesome cashback and make your life easier. Let’s dive in!

Best Recharge Apps For Cashback in India

App Name	Type	Main Cashback Offer
Paytm	Wallet & UPI	Instant cashback + scratch cards
PhonePe	UPI	Scratch cards + random surprise cash prizes
Google Pay	UPI	Daily scratch cards up to ₹1,000
MobiKwik	Wallet & UPI	SuperCash on every recharge
FreeCharge	Wallet & UPI	Flat-rate cashback + bank offers
Amazon Pay	UPI & Card	Amazon Pay balance cashback
JioMoney	Wallet & UPI	Extra cashback on Jio recharges
Airtel Thanks	Wallet & UPI	Thanks Rewards + partner deals
Vi app	Wallet & UPI	Vi™ Points redeemable for talk time/data/OTT
BHIM UPI	UPI	Daily scratch cards

1. Bajaj Pay

Bajaj Pay is not just for loans and EMIs, it’s also a fantastic app for mobile recharges. You get a scratch card with surprise reward on every recharge. You can also find cashback offers on credit card bill payment and gas booking.

The app also comes with special contests and quizzes that allow users to win Bajaj coins. The coins can be redeemed for cashback as well.

Why Use Bajaj Pay?

• Instant Cashback: Get assured cashback on your first few recharges.

• Multiple Payment Options: UPI, wallet, debit/credit cards.

• Reward Points: Earn Bajaj Coins that you can redeem later.

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2. Shrimram One

Shrimram One is a rising star in the recharge and bill payments scene. You earn reward points on every recharge and bill payment. The coins can be used in future transactions on the app. You get assured cashback on 1st 15 transactions on the Shrimram One app. The assured cashback makes it one of the best apps for recharge and bill payments.

The value of 100 Shriram One Coins is Rs. 10. You can redeem a maximum of 100 coins on a transaction.

Key Highlights

• Daily Deals: New cashback offers updated every day.

• Referral Bonuses: Invite friends and earn more.

• Super Easy Interface: Even beginners can use it without any confusion.

Bonus Tip: Look out for festival season offers — they give extra cashback!

3. ABCD App

Yes, the name is quirky, but the savings are real!

You can find regular offers on the ABCD App that help you save money on different transactions. The cashback you earn is directly credited to your linked bank account.

There is also a referral offer in place which provides you chance to earn up to 500 ABCD coins for every invite.

Why Choose ABCD?

• Flat 5% Cashback on most mobile recharges.

• Extra Discounts if you pay via UPI.

• Zero Convenience Fee unlike many other apps.

4. Navi App

Famous for personal loans and insurance, Navi also lets you recharge and save some bucks.

Perks of Using Navi

• Seamless UPI Recharge: No extra steps, just fast recharges.

• Assured Cashback: After every recharge, get assured cashback you can transfer to yoru bank account.

• Safe & Secure: High-level encryption for all payments.

Tip: Always check their “Offers” section before recharging — sometimes you get lucky with double cashback days!

5. Cred

If you have a credit card, you probably already use Cred. But did you know you can also recharge your mobile and earn cashback here?

Best Things About Cred app.

• Cred Coins: Every recharge earns you coins you can redeem for goodies.

• Flash Sales: Special recharge days with heavy cashback.

• Beautiful UI: Honestly, it’s a joy to use.

6. Paytm

Paytm is arguably the oldest and most popular wallet-cum-payments app in India. You can use it to recharge your mobile, DTH, metro cards and even pay utility bills. There are various coupon codes available on the app that you can redeem on your mobile recharge.

Key Features:

• Instant cashback on every recharge.
• Paytm Wallet and UPI both supported.
• Regular scratch cards with surprise rewards

7. PhonePe

PhonePe is built on UPI and makes recharges super-fast. It’s one of the top apps for UPI payments and frequently offers extra cashback.

Key Features:

• Instant UPI-based payments (no wallet top-up needed).
• “Switch” section to book movie, flight or hotel tickets.
• Scratch cards on transactions with surprise cash prizes.
• Split-bill feature for easy cost sharing with friends.

8. Google Pay

Overview: Google Pay (GPay) is simple, secure and backed by Google’s clean design. You get scratch-card rewards and bank-to-bank transfers are instant.

Key Features:

• UPI-based—no wallet hassles.
• Daily scratch cards with chances to win up to ₹1,000.
• Split-bill and group payment support.
• Bill reminders so you never miss a due date.

9. MobiKwik

Overview: MobiKwik offers both wallet and UPI options, plus “SuperCash” which you can use like cash on future transactions.

Key Features:

• Earn SuperCash on recharges and bill payments.
• One-click EMI on selected purchases.
• ‘Buy Now, Pay Later’ with FlexiPay.
• Offers on movies, shopping and food delivery.

10. FreeCharge

Overview: FreeCharge is known for its instant cashback offers and ease of use. Supported by Axis Bank, it also gives bank offers on cards.

Key Features:

• Flat-rate cashback on recharges.
• Bank offer integration for extra savings.
• Fast UPI and wallet payments.
• Easy bill reminders and auto-pay setup.

11. Amazon Pay

Amazon Pay isn’t just for shopping, it also does bill payments and recharges with cashback that you can use on Amazon.

Key Features:

• Earn Amazon Pay balance on recharge.
• Use balance to shop on Amazon.
• UPI-based and card options.
• Occasional “No Cost EMI” for high-value bills.

12. JioMoney

Overview: JioMoney is the official wallet from Reliance Jio. Perfect if you’re on Jio network for extra perks.
Key Features:

• Special cashback for Jio recharges.
• Pay bills, DTH and more.
• Link your bank account for UPI.
• Offers on Jio’s own apps like JioCinema.

13. Airtel Thanks

Overview: Airtel Thanks is Airtel’s super-app for recharges, DTH, payments and rewards—all in one place.
Key Features:

• “Thanks Rewards” for every payment.
• Exclusive partner offers (OTT, food, shopping).
• Data rollover and family add-ons.
• Prepaid, postpaid and broadband in one app.

14. Vi™ app (Vodafone Idea)

Overview: The Vi™ app handles your Vodafone or Idea account. You can recharge, pay bills and earn Points.
Key Features:

• Vi™ Points on every recharge.
• Redeem points for talk time, data or OTT subscriptions.
• Manage multiple numbers in one login.
• Personalized offers based on usage.

15. BHIM UPI

Overview: BHIM is the government-backed UPI app. While not dedicated solely to recharge, it’s super-safe and gives scratch card rewards.
Key Features:

• Direct bank-to-bank transfers—no wallet needed.
• Daily scratch cards with small cashback.
• Minimalist design—easy for beginners.
• Multi-bank support and QR scanning.

Top Mobile Recharge of Many 2025

Mobile Recharge App	Cashback Offer	Min. Recharge (₹)	Promo Code
Amazon Pay	Up to ₹45 cashback on mobile recharges using Amazon Pay balance	₹35	No code required; credited within 3 days
Paytm	Assured ₹10–₹100 cashback on first 3 recharges or bill payments	₹48	Scratch card reward; select users only
MobiKwik	Flat ₹50 SuperCash on prepaid recharge via MobiKwik app or website	₹50	Use code “50FIFTY”
Freecharge	Flat ₹10 cashback on recharge or bill payment	₹249	Use code “FC10”
Vi App	Up to ₹25 cashback on payments using Amazon Pay UPI or Wallet	₹199	Valid once per user; credited within 24 hours
Jio via Paytm	Up to ₹100 Paytm First Points on every recharge from 1st to 5th recharge	Any	No code required
MobiKwik	Up to ₹100 cashback on payments using MobiKwik UPI	₹199	Valid once per user; credited within 15 days
Paytm	Flat ₹15 cashback on mobile recharge	₹99	Use code “GETFLAT15”; select users only
Jio via MobiKwik	Flat ₹100 SuperCash on recharge of ₹149 and above	₹149	Use code “JIOTALK”
Paytm	Chance to win 100% cashback up to ₹1000 on recharge	₹15	Use code “CRORECLUB”; once per user

Conclusion

These are the best apps to top up your phone, DTH or utility and pocket some cashback every time. Give a few of these a try and see which one gives you the best deals. Happy recharging, and more savings to you!

Frequently Asked Questions (FAQs)

Q1. Which app gives the highest cashback?
It varies with offers, but Paytm and Google Pay often run big scratch-card campaigns where you can win up to ₹1,000. For consistent cashback, MobiKwik’s SuperCash is great.

Q2. Is UPI better than wallet?
UPI is linked directly to your bank, so you don’t need to pre-load money. Wallets sometimes offer their own rewards, but UPI is more convenient for quick transfers.

Q3. Can I use multiple apps for recharges?
Absolutely! Try a few apps to compare cashback rates and scratch-card luck before sticking to your favorite.

Q4. How do I get scratch cards?
Most apps like PhonePe, Google Pay and BHIM give you a scratch card instantly after your recharge. Just tap on the scratch card icon to reveal your prize.

Q5. Are these apps safe?
Yes, all apps mentioned are backed by major banks and use secure UPI or wallet technology. Always keep your app updated and avoid sharing your UPI PIN.