While there are many apps that promise to reward users, most of them come with lot of conditions that make earning money difficult. One such condition of most earning apps is the need for KYC. If you are not comfortable sharing your personal details with these apps then you are at the right place
Because in this post I bring the best refer and earn apps without KYC. These apps are available in different categories such as shopping, payment, gaming, survey, etc. So download these apps and start earning money in simple steps without the needs of sharing any documents or personal details.
Top 10 Refer and Earn Apps Without KYC
| Refer & Earn Apps | Minimum Withdrawal |
Download Link
|
| Sikka | Rs. 30 | |
| mRewards App | 10 | |
| Go Daily app | Rs. 100 | |
| Rozdhan | Rs. 200 | |
| Happy Box | Rs. 300 | |
| Aasan Kamai | Rs. 10 | |
| Tauras | Rs. 100 | |
| Cash Bazar | Rs. 10 | |
| Pockey Money App | Rs. 20 | |
| Pluto | Rs. 100 |
1. mRewards
mRewards Refer & Earn Offer
You get 500 coins when your friend earns the first coin on mRewards app. Also, you will 10% commission on your friend’s earnings.
- The minimum withdrawal limit is Rs. 10
- A lot of tasks to improve the chance of earning
- 10% commission of the referral income.
| App | mRewards |
| Referral Code | vJIgbNNnaa |
| Download Link | Click Here |
| Minimum Payout | Rs. 10 |
2. Rush
Rush Refer & Earn Offer
You get Rs. 20 on sign-up of a new friend. You can also earn up to Rs. 125 on add cash transaction of your friend. There are also rewards on gameplay.
- Lots of games to play and earn
- Chance to earn unlimited through referrals
| App | Rush |
| Referral Code | bloqqkMmaxb |
| Download Link | Click Here |
| Minimum Payout | Rs. 10 |
3. GoDaily
Go daily is an earning app that basically rewards users for reading articles and watching video ads. There is also a section on the app from where you can download games and earn money. Also, the Go Daily referral program adds to your earnings. As you invite more and more friends, the earning per referral also increases.
With Godaily, you can redeem earnings directly to your bank account. The minimum amount to redeem depends on your activity level. Go Daily app doesn’t ask users to submit any documents for KYC, you only need to link bank or PayPal account.
Tips: Check the bonus tasks on the Go daily app to increase your earnings and reach the minimum withdrawal limit.
| App | Go Daily |
| Referral Code | s15929 |
| Download Link | Click Here |
| Minimum Payout | Rs. 100 |
Go Daily Refer and Earn Offer
Go Daily app rewards users for every referral. The money you earn from referrals depends on the activity of your friend. You will receive referral benefits every time your invited friend reads 3 articles on the Go Daily app. The money per referral varies from Rs. 22.5 to Rs. 13.12.
Pros
- Earn by reading articles
- Unlimited Income with referrals
4. Rozdhan App
Rozdhan is rated as one of the best earning apps, primarily because of its amazing referral program. The app gives users chance to earn unlimited referrals.
You also get Rs. 80 signup bonus with the Rozdhan Referral code. And you can redeem once you earn Rs. 200. The energy points earned by completing different tasks on the app and also essential for your earnings from Rozdhan.
Tips: Complete the daily tasks to increase your changes of earning from the app. It also helps to earn additional energy points which are needed to withdraw money from the Rozdhan app.
| App Name | Rozdhan |
| Invite Code | 09BZ0Q |
| Sign Up Bonus | Rs. 55 |
| Download Link | Click Here |
| Minimum Withdrawal | Rs. 200 |
| Payment Mode | Paytm |
Rozdhan Refer and Earn Offer
Get up to Rs. 8.5 per referral on the Rozdhan app. You get Rs. 3 on the signup of a new friend using your referral code. After that, you will get rewarded for check-in on the next day. You also get 3000 energy points on every referral.
Pros
- No limit on referral earning
- Unlimited Tasks to enhance income
5. HappyBox
Happybox is similar to Rozdhan in many ways. The two apps have a very similar set of tasks. Also, the layout is very similar.
You can also register on Happybox and start inviting your friends to the app for unlimited income. The minimum amount to redeem on Happybox is Rs. 300. You need to bind your Paytm Wallet to withdraw money.
| App Name | Happy Box |
| Invite Code | 0GH5SI |
| Sign Up Bonus | Rs. 55 |
| Download Link | |
| Minimum Withdrawal | Rs. 300 |
| Payment Mode | Paytm |
Happy Box Refer and Earn offer
Get Rs. 6 on every referral with Happy Box. The referral rewards are split across 3 days. The person you invite needs to login to the app for 3 days for maximum benefits.
- No limit on referral income
- Plenty of tasks
6. Pluto
Pluto is one of the latest earning apps that gives uses chance to earn unlimited with referrals. Additional tasks on the app include reading articles, watching videos, etc. You can redeem a minimum of Rs. 70 in one go. The per referral earning is up to 40.
The Pluto app gives the option to redeem money to your Paytm wallet. You can opt for gift cards from popular apps such as Amazon or Flipkart. Also, there is no need for KYC on Pluto app which makes it one of the best refer and earn apps.
| App Name | Pluto |
| Invite Code | 73016769 |
| Sign Up Bonus | Rs. 20 |
| Download Link | Click Here |
| Minimum Withdrawal | Rs. 70 |
| Payment Mode | Paytm |
Pluto Refer and Earn offer
Get 10000 coins when a person downloads and installs the Pluto app from your invite link. You also get 10% coin rewards of their earnings. The Pluto referral program is very rewarding because you also get 5% commission for your invitee’s referrals as well.
- Up to Rs. 40 per referral
- The minimum withdrawal is Rs. 70
- Unlimited tasks
7. Tauras
If you are looking for money with referrals then Tauras is also a great app. The tasks available on the Tauras app are mostly related to app downloads. You can withdraw up to Rs. 1000 in a day. The minimum withdrawal amount keeps changing on the app.
Tauras Refer and Earn Offer
You get Rs. 5 for each referral on the Tauras app. Also, you earn up to 15% commission on the referral’s income.
- Up to 15% commission of the referral’s income
- Earn Rs. 5 on each referral
8. Vidmate Cash
Vidmate cash app rewards users for watching videos. You can also share the app with friends to get Rs. 5 and a part of their income. Additional tasks on the app include downloading apps and videos. You can transfer your earnings from referrals to bank account. There is also the option to use the earnings for mobile recharge.
And you can can easily withdraw money on Vidmate cash without KYC.
Tips: Daily login on the Vidmate cash app to earn coins and upgrade Piggy bank level.
| App | Vidmate Cash |
| Referral Code | 4BV6CL |
| Download Link | Click Here |
| Payment Mode | Bank Account |
| Minimum Payout | Rs. 5 |
Vidmate Refer and Earn Offer
Get Rs. 5 for every referral on Vidmate cash app. You also get a 10% commission on the earnings of your friend every time. There is also 5% commission from indirect referrals. All these things make Vidmate cash one of the best refer and earn apps.
- Earn money by watching videos
- Rs. 5 per referral + up to 10% commission
9. Glowroad App
Glowroad is a reselling app. You can earn money on the app by sharing product links with others. You also get a daily scratch card with cashback on the Glowroad app which can be redeemed for shopping from the app. In addition to that Glowroad has an excellent refer and earn offer in place.
Glowroad Refer and Earn Offer
Glowroad is yet another shopping app that rewards users for inviting friends. You get up to Rs. 300 on 1st order of your invited friend. The referral bonus will be credited to your bank account. Glowroad is one of the highest paying refer and earn apps.
10. Cred App
Cred is a bill payment app. It comes with many exciting offers to make your bill payments very rewarding. You can also grab deals on products across all categories. Cred has an amazing referral program in place. You can win up to Rs. 1000 cashback on every referral.
Cred Refer and Earn Offer
Cred has one of the highest-paying referral programs. The app gives you up to Rs. 1000 on every referral. The money can be used to pay utility bills or shop from the Cred Store. Also, you get up to Rs. 250 on your first bill payment on the app after you sign up using the Cred Referral code.
11. BanaoPaisa
BanaoPaisa is one of the best refer and earn apps. You get Rs. 10 for every referral on the app. It is one of the top picks because you can redeem a minimum of Rs. 5. You can redeem once you complete 1 offer on the app.
- The minimum Withdrawal is just Rs. 5
- Get Rs. 10 for every referral
12. Meesho App
Meesho is an online shopping app that rewards users for inviting friends to shop. You need to share your Meesho referral code with friends, and you will get a 25% commission on their 1st order.
The referral money is confirmed every Thursday. You need to link your bank account on Messho. The confirmed referral amount will be transferred to your linked account every week.
13. Paytm
You can invite friends to create an account on Paytm and earn Rs. 100 for every referral. This offer is applicable on 1st UPI transaction of the user. After opening the Paytm app, click on the refer and earn option to share your unique link with people.
The person has to signup for Paytm Upi using this link. You will earn Rs. 100 on 1st UPI transaction of the user. You can also invite people to use other products of Paytm such as UPI Lite & Money to earn more.
Flat Rs. 100 on every referral.
14. PhonePe
PhonePe referral offer at the time is available to select users. Similar to Paytm, PhonePe also rewards users with Flat Rs. 100 cashback for every referral. The referral amount will be credited to your PhonePe wallet.
You need to share your PhonePe referral link to earn the referral reward.
15. Google Pay
Get Rs. 201 for every referral on Google Pay. The referral money will be credited to your bank account after 1st transaction of the person you invite.
You can share your referral code or referral link to invite people to Google Pay.
16. Aasan Kamai
Aasan Kamai is one of the best refer and earn apps in India because you just need to sign up on the app and you can start earning money. There is no need for KYC also you don’t need to make any investment in the app.
You get Rs. 10 for every referral. Also, the minimum amount you can transfer from the app is only Rs. 5. So all these qualities make Aasan Kamai one of the best apps to earn money using referrals.
- Minimum withdrawal – Rs. 5
- Money per referral – Rs. 10
17. Fun Read
Fun read makes it easy to earn money with refer and earn. It comes with a lot of fun tasks that help you earn money online. At the same, you can invite friends to use the Fun read app and earn. You earn Rs. 10 for every referral on the Fun Read app.
The minimum withdrawal limit for the Fun read refer and earn offer is Rs. 5.
- Money Per Referral – Rs. 10
- Minimum Withdrawal – Rs. 5
18. Cashboss
Cashboss is a cashback app that also rewards users for referrals. You get Rs. 5 for every referral on Cashboss. The app gives you access to a lot of cashback offers across different categories. You can also participate in paid surveys to earn from the Cashboss App.
There is the option to withdraw your earning to Paytm Wallet. You need to earn a minimum Rs. 100 to withdraw from the Cashboss app.
- Minimum Withdrawal – Rs. 100
- Money per referral – Rs. 5
19. Poll Pay
Poll Pay is a paid survey app. It rewards users for completing paid surveys. There is also a referral program in place and you earn a 15% commission for every referral.
The minimum withdrawal limit on the Poll Pay app is $10. Your earnings from the app will be deposited in your PayPal account.
- Money Per referral – 15% reward commission
- Minimum Withdrawal – 10$
- Referral Code – YEX4EHW9ER
20. Cash Bird
Cash Bird is a unique app that rewards users for watching videos. The app helps you earn money and also takes care of your entertainment. And with cash bird referral program, you earn up to Rs. 20 per referral.
You need to earn a minimum of Rs. 70 to withdraw money on the Cash Bird app. You can opt to transfer money via Paytm wallet or Gift card.
- Minimum withdrawal – Rs. 70
- Money per referral – Up to Rs. 20
21. Task Bucks
Task Bucks is one of the best earning apps. You can find a variety of earning tasks on the app. Tasks is also one of the best apps to earn money using referrals. You get up to Rs. 36 per referral with Task Bucks referral offer.
22. AttaPoll
AttaPoll is a top-paid survey app. You can register on the app using your Gmail ID to start participating in paid surveys online. AttaPoll also has a referral program in place. You can share your referral code and earn 10% commission from the income of your invited friend.
The refer and earn app allows users to withdraw money to PayPal. You need to earn a minimum of $3 to place a withdrawal request.
Tip: You get assured 0.01$ for every survey participation.
- Direct withdrawal to PayPal
- The minimum withdrawal limit is $3
23. Rocket Singh
Using the Rocket Singh app you can sell financial products such as credit cards, insurance plans, etc., and earn up to Rs. 50,000 per month. The app also allows you to earn with referrals. You can share the Rocket Singh referral code with family and friends to earn Rs. 100 for every referral.
To withdraw the money you need to earn a minimum of Rs. 50. The app allows withdrawal to a bank account.
- Earn Rs. 100 for every referral
- The minimum withdrawal is Rs. 50
24. Sikka Pro
Sikka is one of the refer and apps with a very low withdrawal limit. You can withdraw as low as Rs. 10 on the app. Also, you get the option to pick a mode of payment of your choice.
In addition to that, daily login bonus is also a huge advantage of using the app.
- Minimum withdrawal limit is just Rs. 30
- Variety of payment modes
25. Jupiter
Jupiter is a banking app. You need to open a savings bank account on the app to start earning on Jupitar. It is easy to open a savings bank account in less than 3 minutes.
It is a zero-balance savings account that comes with a variety of benefits. At the same time, you can invite friends to Jupitar and earn up to Rs. 800 for every referral.
- Get the benefits of a Zero balance savings account.
- 1% cash back on debit card spends.
- Earn up to Rs. 800 for every referral.
26. Dhani
With the Dhani referral code, you get Rs. 350 Dhani cash on every successful invite. You can use up to 50% Dhani cash on your order value. Dhani is shopping app that gives you a wide variety of products across all categories.
Dhani Referral Code is SAMEER645066
27. CheQ
It is a credit card bill payment platform. You earn 1% reward points for every credit card bill payment. The reward points can be redeemed for gift cards or cash. CheQ also has a referral program in place to reward users.
CheQ Refer & Earn offer
Get 100 CheQ points on every referral. You need to share your referral link and the benefit will be added to your account, once the person you invite completes a bill payment of Rs. 100.
28. Deal Share
It is a grocery-buying platform. Deal Share gives you access to grocery and daily essentials at discount prices. Also, you can earn money by inviting friends to Deal Share app.
Deal Share refer and earn offer
You earn Rs. 50 for every referral on the Deal Share app. The money can be redeemed for shopping from the Deal Share app.
29. MPL
MPL is a gaming platform that provides users with the option to earn real money. You can choose from a variety of games such as Ludo, 3 Patti, rummy, poker, carrom, chess, and fantasy cricket.
There are lots of free contests available as well which help you earn real money. With the MPL referral program, you can earn up to Rs. 1000 per referral.
MPL Refer & Earn Offer
Get Rs. 5 on sign up of new friend. Also, get 5% cashback on a friend’s first deposit. There are many additional rewards to be won when your friend plays.
30. Oyo
If you want affordable stays in your city then Oyo is the go-to place. But do you know that Oyo has an amazing referral program in place? Yes, you get Rs. 50 for every referral on Oyo.
In case you are already using the app, share your referral code with friends to earn Rs. 50 for every successful invite. You also help your friend get Rs. 50 on signup which can be used on his/her 1st booking on Oyo.
Oyo Referral Code – SAME57M4M5
31. StreetBees
It is a survey app that also helps you earn money through referrals. You get Rs. 50 for every referral with the Streetbees app. You need to provide your PayPal email to get paid.
Streetbees Referk & Earn Offer
The survey app has one of the most lucrative referral programs in place. You earn Rs. 50 for every referral.
Streetbees referral code – 98716X
32. The Panel Station
It is a survey app that also rewards users for every invite. You earn Rs. 25 for every referral on The Panel Station. The points you earn can be redeemed for gift cards.
The referral code for TPS is K0HT25. Use the referral code to earn 500 points on registration.TPS doesn’t ask for any KYC documents, you only need to answer some simple questions to complete your profile and get related surveys.
33. Swiggy
Earn up to Rs. 500 with Swiggy referral offer. You get Rs. 50 for every referral on Swiggy. The referral amount will be credited to your Swiggy money account.
The person that you invite has to place an order after registering on Swiggy using your referral code/link.
34. Country Delight
Earn up to Rs. 150 for every referral on Country Delight. You can refer a maximum of 10 users and earn up to Rs. 1500. This referral offer is applicable only for users who have done a recharge of at least Rs. 150 in the last 30 days or a cumulative recharge of 1500.
35. Rapido
With Rapido, earn Rs. 50 for every referral. The money will be credited to your account after 1st completion of 1st successful ride of the user within 7 days of registration.
The referral bonus is 100% redeemable and can also be combined with other promotions on Rapido.
36. Pincode
Get Rs. 100 for every referral on the Pincode App. You also get Rs. 200 cashback on your 1st Order. You can order groceries, personal care products and more from the Pincode app.
There is also referral offer on Pincode app, that gives your chance to earn Rs. 100 on every referral.
37. Indie
Indie is a new app launched by IndusInd Bank. Users can open a zero balance savings account on the app with a host of benefits Once you open a savings account, you can also share your referral code and earn Rs. 250 on every referral.
Benefits of Indie App
- 1% Reward points on booking FD
- Up to 500 reward points on bill payment every month
- Free Visa Debit Card
Indie App Refer and Earn Offer
- Open the Indie App
- Tap on the referral tab
- Copy your referral code
- Share with your contacts
- Get Rs. 250 on successful referral
Different Types of Refer and Earn Apps in India
There are many different types of apps that provide a chance to earn passive income. These apps can be divided into different categories such as:
- Gaming Apps: Rush, MPL, Dream11, etc.
- Shopping Apps: Shopsy, Glowroad, Ajio, etc.
- E-learning Apps: Udemy, Unacademy, etc.
- Payment Apps: Cred, PhonePe, Paytm, etc
- Financial Services Apps: Upstox, Groww, Zerodha
- Food & Delivery Apps : Zepto, Swiggy, Zomato, etc.
- Survey Apps: The Panel Station, Lifepoints, PollPay, etc.
Features of Best Refer and Earn Earning Apps
No investment: Refer and earn apps allow users to earn money without any investment. You only need to share your referral code/link. Once the invited person downloads the app using your link and creates account, you will get the referral money.
Unlimited Earning: Most refer and earn apps provide unlimited earning possibilities as long as you keep inviting new users successful.
Withdrawal conditions: The conditions for withdrawing your earnings vary from one app to another. While some apps allow users to withdraw money without any condition other need you to complete some tasks.
Payment modes: You can withdraw the money that you earn from these apps in different ways. For instance: With apps such as cred, the money is credit to your cred wallet and you can use it to pay utility bills. While apps such as Rozdhan and Frizza allow you to withdraw earnings to Paytm wallet or amazon gift card. Some apps also provide option to withdraw earnings via UPI .
How to Complete KYC in Earning Apps?
Completing KYC involves verifying your identity by providing necessary details like name, date of birth, and address. This also includes submitting document such as PAN, Voter ID or Aadhaar.
You’ll need to upload a scanned copy or clear photos of these documents. Some apps also ask users to upload a selfie to verify that the person submitting the documents is the same as the one in the ID.
After submitting the documents, wait for the app to review your documents. Once KYC documents are verified, you’ll receive a confirmation message or notification.
These are some of the best refer and earn apps you need to download today if you are looking to earn money online. The Refer and Earn Apps List also come with a variety of apps across different categories that add to your income.
Frequently Asked Questions
Q1. Which app has the highest referral bonus?
A1. Cred gives the highest referral bonus. You get up to Rs. 1000 for every referral.
Q2. Which UPI app gives referral money?
A2. PhonePe, Paytm, and Google Pay are some UPI apps that give referral money. You get a referral bonus on 1st money transfer of the person you refer.
Q3. How to earn 500 rupees instantly?
A3. You can earn up to 500 rupees daily with refer and earn apps. Go Daily, Sikka, Rozdhan, and Cash Bird are some of the apps that help you earn money instantly.
Q4. How to get free referral money?
A4. You get referral money when you invite a new user to apps such as Go Daily, Sikka, Rozdhan, etc.