Using a credit card for daily transactions can make your life so easy. You can link your RuPay Credit card to any app like Paytm, PhonePe, or GPay to make payments. If you are looking for a RuPay Credit card then HDFC bank has an excellent option for you.
HDFC RuPay Credit Card not only provides convenience but also makes your payments more rewarding. You get cashpoints on groceries, utility bill payments, etc.
So keep reading to know the benefits of HDFC Rupay Credit card and how to apply for it.
Benefits of HDFC RuPay Credit Card
HDFC Bank has come up with a digital credit card. Users can apply for the card online and get instant approve. The RuPay credit card can be linked with any UPI app to make payments.
- 3% cashpoints on groceries, dining, and PayZapp spends
- 2% cashpoints on utility bills
- 1% cashpoints on other spends (except fuel, rent, wallet loads, etc.)
- The cahpoints can be redeemed for shopping, bill payments or travel.
How to Apply For HDFC RuPay Credit Card?
It is easy to apply for HDFC Rupay credit card online. You need to visit the application page and provide basic details like PAN and Aadhaar number. It will be followed by video KYC. After which you will get your virtual credit card.
- Visit the application page
- Provide your details
- Complete video KYC
- Done!
Get Your HDFC RuPay Credit Card
HDFC Bank RuPay Credit Card – Fees and Charges
Joining Fee: ₹250
Annual Fee: ₹250
Interest-Free Period: Up to 50 days
Late Payment Fee: Starts from ₹100
HDFC Rupay Credit Card Comparison with Other UPI Credit Cards
Feature |
HDFC Bank RuPay Credit Card |
SBI RuPay Credit Card |
Axis Bank RuPay Credit Card |
ICICI Bank RuPay Credit Card |
| Joining Fee | ₹250 | ₹499 | ₹500 | ₹500 |
| Annual Fee | ₹250 | ₹499 | ₹500 | ₹500 |
| Rewards on UPI Spend | 1%–3% CashPoints | 1% Cashback | 1% Cashback | 1.5% Cashback |
| Welcome Bonus | ₹250 worth CashPoints | ₹500 Cashback | ₹500 Cashback | ₹500 Cashback |
| Fuel Surcharge Waiver | 1% (on ₹400–₹5,000 spends) | 1% (on ₹500–₹3,000 spends) | 1% (on ₹400–₹4,000 spends) | 1% (on ₹400–₹4,000 spends) |
Conclusion
HDFC RuPay Credit card is a great choice if you make UPI payments daily. The credit card rewards you for your everyday payments. It is also easy to get this card via a complete digital process.
Frequently Asked Questions
What is the Annual Fee of HDFC RuPay Credit Card?
The joining and annual fee of HDFC RuPay Credit card is Rs. 250 each.
How to Apply For HDFC RuPay Credit Card?
You can apply for HDFC RuPay credit card online. The credit card is available as a virtual card. You get the credit card instantly.
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